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Voted Antelope Valley's Best #1 Mortgage Company

This year is going by faster than you can imagine.
What is the economy doing?
Are interest rates going up or down? Or will they stay where they are?
We are enjoying interest rates at levels equal to or lower than we have seen in the last 35 years.
We are seeing property values increasing again. If you purchased a home in the last 3 years you probably have equity in your home that you may not be aware of.

How can you benefit by having equity in your home and interest rates at today's level?

If you purchased your home or refinanced over one year ago, less in some cases:

1. You may be able to refinance and eliminate PMI.
2. You may be able to combine your current first and second mortgages into one.
3. You may be able to pull cash out for whatever you need and have the interest as a tax deduction.
4. You may be able to convert an adjustable mortgage to a fixed rate.
5. You may be able to eliminate a balloon payment.
6. You may be able to refinance to a lower rate.
7. You may be able to convert to a 15 year loan and save thousands of dollars in interest.
8. You may even be able to incorporate a prepayment penalty into the refinance and still reduce your payments.

If you would like us to evaluate your situation and advise you as to your options please call us today.

There is no charge for a consultation.

Sincerely,

Mark Glouner 661 406-5629